I need to sound off and blow off some steam because inside I look like this.....

OKAY! So we recently received the insurance statements from Alec's ear tubes surgery and I was baffled. There must be some mistake! Why doesn't the bill for the Surgery Center fall under the deductible but the Doctors Clinic does?
I got my answer. The Surgery Center did fall under the deductible but we have to pay our 10% coinsurance out of pocket up to a specific amount for the year (last year we met that balance of $2400 by October and didn't pay a single bill out of pocket from then on... so why didn't we do the tubes in December? DAAAHH!). So now I understand.
GREAT. (with deep sarcasm) Moving on to my next question....
Why are there two identical charges from the surgery center adding up to such a large sum that I'm starting to question if it's cheaper for me to give birth to a NICU baby than it is for me to have tubes put in my child's ears? Nick made that call and found out that they charged us that astronomical fee twice because both ears were worked on... so $1500 for the left ear, and $1500 for the right. WHAT the HECK!?! I understand that not everyone has to have both ears worked on, so maybe an increase for the extra ear makes sense but IDENTICAL CHARGES across the board? So if we had decided that Alec only needed work on one ear it would cost half as much even though it would take just as many nurses, just as many chairs, just as many rooms/beds being used, but two minutes less time in the surgery center?!!!! Who would have thought that 2 measly extra minutes could cost SOOOO MUCH FREAKING MONEY! DAHH!
I'm grateful for good insurance that only makes me pay a $300 individual/$500 family deductible and 10% copay up to $1200 individual/$2400 family out of pocket yearly. I know many people have much more financially demanding insurance or no insurance at all. I appreciate the sense of security that if one of my precious children, my dear husband, or I were ever really really sick we wouldn't lose our home and end up in the poor house because we didn't have good enough insurance to cover our medical bills.
At the same time I hate that they have made me wonder if we should just hurry up and get tubes in Lyssa's ears this year so we don't end up paying the extra deductible next February when she inevitably needs tubes (genetics are not on her side). I hate that medical companies and surgery centers feel like they can over charge you crazy amounts of money and get away with it. I wish I could see a break down and know just how much they ended up charging me for that Clifford book they "gave to Alec" for being such a good patient. Baaahhh!
Okay. I'm done now. I'm going to go pay my bills, emptying out a nice portion of my savings account, and eat some chocolate. I wonder if there is still a piece of chocolate cake in the fridge?